             |
RATE BOARD
as of July 15, 2008
|
Savings
Certificates
Loans
| SAVINGS |
RATE |
APY |
MINIMUM |
DIVIDENDS |
| Regular Shares |
1.25% |
1.26% |
$25.00 |
Monthly |
| Hi-Yield Shares |
1.74% |
1.75% |
$500.00 |
Monthly |
|
|
2.23% |
2.25% |
$10,000.00 |
Monthly |
|
|
2.72%
3.20% |
2.75%
3.25% |
$25,000.00
$50,000.00 |
Monthly
Monthly |
|
IRA's* |
4.00% |
4.07% |
---- |
Monthly |
| Christmas Clubs |
1.25% |
1.25% |
---- |
Sept 30 |
| All-Purpose Clubs |
1.25% |
1.26% |
---- |
Monthly |
| Share Draft/Checking |
0.25% |
0.25% |
---- |
Monthly |
|
* Includes Traditional, Roth and Education IRAs. |
|
|
| . |
|
|
|
|
|
TERM SHARE CERTIFICATES |
| 6 Months |
3.20% |
3.25% |
$2,500.00 |
Monthly |
| 12 Months |
3.44% |
3.50% |
$2,500.00 |
Monthly |
| 24 Months |
3.59% |
3.65% |
$2,500.00 |
Monthly |
| 36 Months |
3.78% |
3.85% |
$2,500.00 |
Monthly |
| 48 Months |
3.88% |
3.95% |
$2,500.00 |
Monthly |
| 60 Months |
4.17% |
4.25% |
$2,500.00 |
Monthly |
|
|
|
|
|
| LOANS |
| Secured: |
Cars, Trucks, Motorcycles, Campers, RVs, Boats, Snowmobiles, ATV's. |
| |
APR* |
|
24 Months |
4.50% |
|
|
|
36 Months |
5.00% |
|
|
|
48 Months |
5.50% |
|
|
|
60 Months |
6.00% |
|
|
|
72 Months |
6.50% |
|
|
|
96 Months |
7.75% |
|
|
|
120 Months |
8.25% |
|
|
|
180 Months |
8.75% |
|
|
|
|
|
|
|
|
Deduct 0.50% for Direct Deposit Payments; or 0.25% for "Auto-Transfer" Pmts.
Add 1.00% for 2003 to 2004 model years; Add 2.00% for 2001 to 2002 model years;
Add 3.00% for 2000 and older model years
Add 2.00% for non-titled RV vehicles
Add 2.00% for vehicles over 100,000 miles
Add 3.00% for equipment loans |
|
|
|
| |
|
|
|
|
Signature Advances: |
|
|
|
|
60 Months |
9.75% |
|
|
| |
|
|
|
|
*Rates and Terms are determined by an evaluation of your credit Your rate may vary from the rate shown above. |
| |
|
|
|
|
Other Loan Plans: |
| Home Mortgages |
Call for current rates |
|
Home Equity L-O-C (Variable) |
4.50% (Prime minus 1/2%) |
| Home Equity (Fixed) |
5.25% up to 60 months |
|
5.95% up to 120 months
6.95% up to 180 months
|
| Visa Credit Cards |
11.90% |
| Share Secured (Variable) |
3.25% up to 60 months |
| Certificate Secured (Variable) |
+2.00% above CD rate up to 60 Months |
|
|
Rates are subject to change |
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