United Community Credit Union Web Site Privacy Policy

United Community Credit Union (UCCU) is committed to providing you with competitive products and services to help you reach your goals. Protecting your personal information is of utmost importance to us. This online Privacy Policy is intended to disclose how we treat information you provide us through the UCCU web site. Any use of the site constitutes your consent to this Policy.

Information We Collect About You

As a general policy, UCCU does not automatically collect personal information from users of our web site. UCCU does collect aggregate general or technical information that will not allow us to identify you. For example, this may include the type of browser, operating system, ISP, the search engine or link that brought you to our site and the pages you visit at our site and the date and time you visit the site. This information is used for statistical purposes only for the purpose of tracking activity to assist us in improving the web site design and navigational paths.

Online Forms

UCCU provides members the ability to complete online forms (loan applications, check order, home banking and bill payer sign ups) to better serve the needs of our members. Personal information provided by a user via any of the credit union's online forms is used by UCCU strictly for the purpose of processing a member's request for a product or service. All information that passes between us and your PC is encrypted to protect your privacy.

Security

Personal Identification data (account number, PIN, password) is collected when a valid credit union member with active credit union account(s) has registered to enter the secure online banking area (Home Financial Services, Bill Payer) of the credit union's web site. This information enables us to regulate access of this information to those who request such access and those entitled to perform transactions on these account(s).

Use of Information

We will disclose information to third parties about your account or transactions you engage in:

• where it is necessary for completing transactions;
• in order to verify the existence and condition of your account for a third party, such as a credit bureau;
• in order to comply with a government agency or court orders, subpoenas or other legal documents,
• if you give us your permission.

E-mail Communication

Various parts of our web site allow you to submit information to us via e-mail. We may collect the e-mail addresses of those who send us e-mail and the information provided in the e-mail. This information is gathered by us with your active permission and participation. Since e-mail communications may not be secure against interception by unauthorized individuals, users may wish to use alternative means when providing sensitive or personal information when communicating via e-mail.

Additional Information

UCCU's Web Site Privacy Policy is subject to change at anytime without notice. If after reading this you have questions, please inquire by e-mail, by calling us at (802) 479-2836 or writing us at:

United Community Credit Union
PO Box 550
So Barre, VT 05670