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LOANS
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| CAR LOANS |
| We have valuable car buying information to help you with your research and pricing strategies. |
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We will finance up to 100% on new vehicles and up to N.A.D.A. retail value on many used vehicles. Vehicles can be financed up to 72 months. If you wish to submit a loan application, simply click on the application link above and submit it on-line or print it out and forward it to us by mail, fax or in-person. Submit a Consumer Loan Application on-line by clicking HERE |
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| HOME MORTGAGES |
| We offer a full array of mortgage loan products to meet most any need. We offer conventional, FHA, VA, non-conforming and many others as well. We have formed a partnership with CUNA Mutual Mortgage who will assist us in providing you professional servicing every step of the way. Look to UCCU first for all your mortgage needs. To start the mortgage process, just call or stop by the office and we will help you get the process started. |
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| HOME EQUITY PLANS |
 UCCU offers two home equity options, open-end and closed-end.
- Open-End: A line-of-credit is established allowing you to take periodic advances when you want to. You are allowed to take advances of at least $1,000 up to your credit line. Credit lines can be established up to 80% of your home's value, less any outstanding mortgage. The rate is variable and set at 1/2% below prime. Repayment terms are flexible.
- Closed-End: This is a traditional 2nd mortgage type loan in that you receive one advance for a term up to 180 months with no subsequent advances provided. This plan is set up with a fixed-rate so your payments are always level. You can finance up to 80% of your home's value, less any outstanding mortgage. UCCU also offers financing up to 100% of your home's value if mortgage insurance is included.
Submit a Home Equity Loan Application on-line by clicking HERE. |
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| CONSUMER LOANS |
At United Community Credit Union, we offer all types of consumer loans. We can set you up with flexible terms and our friendly professionals can assist you in making an informed financing decision.  As a Community Credit Union, you can be sure we will work with you to help preserve your credit should financial difficulties arise.
Here is a sample of the consumer loans available at UCCU:
- Personal Loans
- Savings Secured
- Motorcycles
- Boats
- RVs/Campers
- Snowmobiles
- ATV's
- Cars/Trucks
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| VISA CREDIT CARD |
UCCU offers a basic, low cost, no-frills credit card you can count on. We do not promote teaser rates and many costly incentives. Instead, we offer a low rate, no annual fee card that is consistently an exceptional value over the long term. Consider trading in your bank card(s) for a UCCU VISA credit card. Click HERE for an on-line application.
Access to you personal credit card account information is available to you 24 hours a day. To access your account click HERE. |
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